Call reports 2002
PREMIER BANK — 2002
What PREMIER BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 77,191,000 | 78,293,000 | 84,974,000 | 89,960,000 |
| Total loans | 62,383,000 | 66,321,000 | 70,524,000 | 70,677,000 |
| Allowance for loan losses | 932,000 | 962,000 | 1,059,000 | 1,073,000 |
| Securities available for sale | 10,182,000 | 8,723,000 | 9,125,000 | 9,713,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,855,000 | 61,214,000 | 64,760,000 | 69,623,000 |
| Interest-bearing deposits | 57,496,000 | 56,450,000 | 59,816,000 | 63,286,000 |
| Noninterest-bearing deposits | 4,359,000 | 4,764,000 | 4,944,000 | 6,337,000 |
| Equity capital | 6,242,000 | 6,392,000 | 6,707,000 | 6,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,288,000 | 2,576,000 | 3,938,000 | 5,277,000 |
| Interest expense | 646,000 | 1,256,000 | 1,862,000 | 2,480,000 |
| Net interest income | 642,000 | 1,320,000 | 2,076,000 | 2,797,000 |
| Noninterest income | 54,000 | 118,000 | 212,000 | 310,000 |
| Noninterest expense | 342,000 | 662,000 | 978,000 | 1,376,000 |
| Provision for loan losses | 30,000 | 70,000 | 175,000 | 220,000 |
| Pretax income | 444,000 | 863,000 | 1,308,000 | 1,684,000 |
| Income tax | 22,000 | 43,000 | 65,000 | 85,000 |
| Net income | 422,000 | 820,000 | 1,243,000 | 1,599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,202,000 | 6,262,000 | 6,504,000 | 6,299,000 |
| Total capital | 6,966,000 | 7,067,000 | 7,376,000 | 7,173,000 |
| Risk-weighted assets | 60,977,000 | 64,256,000 | 69,766,000 | 69,719,000 |