Call reports 2001
PREMIER BANK — 2001
What PREMIER BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 70,438,000 | 74,765,000 | 75,867,000 | 78,070,000 |
| Total loans | 54,087,000 | 57,594,000 | 58,578,000 | 60,257,000 |
| Allowance for loan losses | 863,000 | 865,000 | 894,000 | 905,000 |
| Securities available for sale | 10,670,000 | 11,409,000 | 12,435,000 | 12,804,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,023,000 | 59,352,000 | 60,106,000 | 62,389,000 |
| Interest-bearing deposits | 52,488,000 | 55,337,000 | 56,060,000 | 56,279,000 |
| Noninterest-bearing deposits | 3,535,000 | 4,015,000 | 4,046,000 | 6,110,000 |
| Equity capital | 5,773,000 | 5,734,000 | 6,034,000 | 6,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,397,000 | 2,829,000 | 4,252,000 | 5,625,000 |
| Interest expense | 863,000 | 1,738,000 | 2,571,000 | 3,313,000 |
| Net interest income | 534,000 | 1,091,000 | 1,681,000 | 2,312,000 |
| Noninterest income | 70,000 | 141,000 | 190,000 | 266,000 |
| Noninterest expense | 276,000 | 595,000 | 891,000 | 1,204,000 |
| Provision for loan losses | 120,000 | 155,000 | 185,000 | 215,000 |
| Pretax income | 263,000 | 543,000 | 856,000 | 1,224,000 |
| Income tax | 13,000 | 27,000 | 43,000 | 61,000 |
| Net income | 250,000 | 516,000 | 813,000 | 1,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,572,000 | 5,497,000 | 5,655,000 | 5,799,000 |
| Total capital | 6,242,000 | 6,218,000 | 6,387,000 | 6,549,000 |
| Risk-weighted assets | 53,364,000 | 57,522,000 | 58,421,000 | 59,835,000 |