Call reports 2026
BLUE RIDGE BANK — 2026
What BLUE RIDGE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 195,231,000 | 199,449,000 |
| Total loans | 133,566,000 | 136,100,000 |
| Allowance for loan losses | 2,158,000 | 2,183,000 |
| Securities available for sale | 30,940,000 | 30,696,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 178,069,000 | 181,813,000 |
| Interest-bearing deposits | 85,654,000 | 84,837,000 |
| Noninterest-bearing deposits | 92,415,000 | 96,976,000 |
| Equity capital | 16,613,000 | 17,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,416,000 | 4,897,000 |
| Interest expense | 258,000 | 520,000 |
| Net interest income | 2,158,000 | 4,377,000 |
| Noninterest income | 179,000 | 370,000 |
| Noninterest expense | 2,020,000 | 4,037,000 |
| Provision for loan losses | 50,000 | 75,000 |
| Pretax income | 267,000 | 635,000 |
| Income tax | 40,000 | 110,000 |
| Net income | 227,000 | 525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 17,925,000 | 18,224,000 |
| Total capital | 19,438,000 | 19,792,000 |
| Risk-weighted assets | 120,407,000 | 124,786,000 |