Call report 2025Q4
BLUE RIDGE BANK — 2025Q4
The 22 measures BLUE RIDGE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 193,790,000 | USD | evidence → |
| Total loans | 131,193,000 | USD | evidence → |
| Allowance for loan losses | 2,109,000 | USD | evidence → |
| Securities available for sale | 32,414,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 176,549,000 | USD | evidence → |
| Interest-bearing deposits | 84,770,000 | USD | evidence → |
| Noninterest-bearing deposits | 91,779,000 | USD | evidence → |
| Equity capital | 16,687,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,626,000 | USD | evidence → |
| Interest expense | 1,024,000 | USD | evidence → |
| Net interest income | 8,602,000 | USD | evidence → |
| Noninterest income | 722,000 | USD | evidence → |
| Noninterest expense | 7,549,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 1,475,000 | USD | evidence → |
| Income tax | 270,000 | USD | evidence → |
| Net income | 1,205,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,698,000 | USD | evidence → |
| Total capital | 19,216,000 | USD | evidence → |
| Risk-weighted assets | 120,823,000 | USD | evidence → |