Call reports 2018
BLUE RIDGE BANK — 2018
What BLUE RIDGE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 135,444,000 | 137,420,000 | 141,291,000 | 134,139,000 |
| Total loans | 62,276,000 | 61,642,000 | 62,290,000 | 62,179,000 |
| Allowance for loan losses | 970,000 | 1,305,000 | 1,310,000 | 1,214,000 |
| Securities available for sale | 35,764,000 | 35,566,000 | 35,658,000 | 36,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,281,000 | 124,965,000 | 128,640,000 | 121,678,000 |
| Interest-bearing deposits | 78,024,000 | 78,554,000 | 77,384,000 | 75,661,000 |
| Noninterest-bearing deposits | 45,257,000 | 46,411,000 | 51,256,000 | 46,017,000 |
| Equity capital | 12,001,000 | 12,363,000 | 12,461,000 | 12,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,010,000 | 2,138,000 | 3,167,000 | 4,330,000 |
| Interest expense | 61,000 | 125,000 | 189,000 | 251,000 |
| Net interest income | 949,000 | 2,013,000 | 2,978,000 | 4,079,000 |
| Noninterest income | 124,000 | 316,000 | 503,000 | 682,000 |
| Noninterest expense | 934,000 | 1,840,000 | 2,740,000 | 3,834,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 139,000 | 489,000 | 741,000 | 927,000 |
| Income tax | 28,000 | 49,000 | 84,000 | 109,000 |
| Net income | 111,000 | 440,000 | 657,000 | 818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,069,000 | 12,398,000 | 12,616,000 | 12,572,000 |
| Total capital | 12,893,000 | 13,225,000 | 13,454,000 | 13,398,000 |
| Risk-weighted assets | 65,848,000 | 65,740,000 | 66,556,000 | 65,683,000 |