Call reports 2017
BLUE RIDGE BANK — 2017
What BLUE RIDGE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 115,932,000 | 119,348,000 | 123,313,000 | 127,562,000 |
| Total loans | 62,874,000 | 61,940,000 | 61,921,000 | 62,088,000 |
| Allowance for loan losses | 762,000 | 766,000 | 879,000 | 973,000 |
| Securities available for sale | 38,786,000 | 38,969,000 | 38,214,000 | 37,601,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,681,000 | 106,467,000 | 110,277,000 | 115,329,000 |
| Interest-bearing deposits | 66,032,000 | 68,515,000 | 71,459,000 | 72,846,000 |
| Noninterest-bearing deposits | 37,649,000 | 37,952,000 | 38,818,000 | 42,483,000 |
| Equity capital | 11,489,000 | 11,779,000 | 12,092,000 | 12,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,002,000 | 1,973,000 | 3,011,000 | 3,900,000 |
| Interest expense | 54,000 | 110,000 | 170,000 | 231,000 |
| Net interest income | 948,000 | 1,863,000 | 2,841,000 | 3,669,000 |
| Noninterest income | 153,000 | 315,000 | 526,000 | 652,000 |
| Noninterest expense | 777,000 | 1,585,000 | 2,411,000 | 3,343,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 324,000 | 595,000 | 953,000 | 975,000 |
| Income tax | 104,000 | 187,000 | 301,000 | 263,000 |
| Net income | 220,000 | 408,000 | 652,000 | 712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,547,000 | 11,737,000 | 11,980,000 | 11,958,000 |
| Total capital | 12,291,000 | 12,491,000 | 12,758,000 | 12,757,000 |
| Risk-weighted assets | 59,516,000 | 60,350,000 | 62,164,000 | 63,763,000 |