Call reports 2001
BLUE RIDGE BANK — 2001
What BLUE RIDGE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 47,272,000 | 48,388,000 | 50,082,000 | 52,147,000 |
| Total loans | 16,426,000 | 16,996,000 | 17,795,000 | 17,687,000 |
| Allowance for loan losses | 125,000 | 125,000 | 125,000 | 125,000 |
| Securities available for sale | 14,613,000 | 11,063,000 | 8,170,000 | 7,882,000 |
| Securities held to maturity | 11,494,000 | 17,245,000 | 20,740,000 | 23,741,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,156,000 | 39,812,000 | 40,693,000 | 42,629,000 |
| Interest-bearing deposits | 25,698,000 | 26,404,000 | 27,294,000 | 28,770,000 |
| Noninterest-bearing deposits | 13,458,000 | 13,408,000 | 13,399,000 | 13,859,000 |
| Equity capital | 7,820,000 | 8,024,000 | 8,271,000 | 8,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 771,000 | 1,553,000 | 2,344,000 | 3,166,000 |
| Interest expense | 287,000 | 572,000 | 845,000 | 1,101,000 |
| Net interest income | 484,000 | 981,000 | 1,499,000 | 2,065,000 |
| Noninterest income | 73,000 | 139,000 | 209,000 | 267,000 |
| Noninterest expense | 431,000 | 748,000 | 1,083,000 | 1,482,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 129,000 | 376,000 | 635,000 | 860,000 |
| Income tax | 34,000 | 108,000 | 183,000 | 249,000 |
| Net income | 95,000 | 268,000 | 452,000 | 611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,743,000 | 7,916,000 | 8,100,000 | 8,049,000 |
| Total capital | 7,868,000 | 8,041,000 | 8,225,000 | 8,174,000 |
| Risk-weighted assets | 14,908,000 | 18,334,000 | 19,132,000 | 19,472,000 |