Call reports 2001
WYOMING BANK & TRUST COMPANY — 2001
What WYOMING BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 16,465,000 | 15,445,000 | 16,756,000 | 17,606,000 |
| Total loans | 8,281,000 | 8,538,000 | 8,635,000 | 8,194,000 |
| Allowance for loan losses | 141,000 | 144,000 | 147,000 | 138,000 |
| Securities available for sale | 6,202,000 | 5,822,000 | 5,885,000 | 5,831,000 |
| Securities held to maturity | 307,000 | 307,000 | 307,000 | 285,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,516,000 | 13,365,000 | 14,658,000 | 15,537,000 |
| Interest-bearing deposits | 12,548,000 | 11,532,000 | 12,446,000 | 13,148,000 |
| Noninterest-bearing deposits | 1,968,000 | 1,833,000 | 2,212,000 | 2,389,000 |
| Equity capital | 1,773,000 | 1,796,000 | 1,868,000 | 1,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 288,000 | 551,000 | 810,000 | 1,069,000 |
| Interest expense | 118,000 | 222,000 | 324,000 | 418,000 |
| Net interest income | 170,000 | 329,000 | 486,000 | 651,000 |
| Noninterest income | 11,000 | 27,000 | 45,000 | 60,000 |
| Noninterest expense | 140,000 | 291,000 | 431,000 | 547,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 0 |
| Pretax income | 38,000 | 59,000 | 91,000 | 164,000 |
| Income tax | 8,000 | 9,000 | 15,000 | 37,000 |
| Net income | 30,000 | 50,000 | 76,000 | 127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,663,000 | 1,684,000 | 1,710,000 | 1,711,000 |
| Total capital | 1,760,000 | 1,780,000 | 1,811,000 | 1,810,000 |
| Risk-weighted assets | 7,688,000 | 7,651,000 | 8,020,000 | 7,864,000 |
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