Call reports 2005
HARRIS BANK OAKBROOK TERRACE — 2005
What HARRIS BANK OAKBROOK TERRACE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 |
|---|---|
| Total assets | 153,079,000 |
| Total loans | 130,117,000 |
| Allowance for loan losses | 1,494,000 |
| Securities available for sale | 16,302,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 126,006,000 |
| Interest-bearing deposits | 108,235,000 |
| Noninterest-bearing deposits | 17,771,000 |
| Equity capital | 13,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 |
|---|---|
| Interest income | 1,906,000 |
| Interest expense | 596,000 |
| Net interest income | 1,310,000 |
| Noninterest income | 194,000 |
| Noninterest expense | 780,000 |
| Provision for loan losses | 0 |
| Pretax income | 724,000 |
| Income tax | 257,000 |
| Net income | 467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 |
|---|---|
| Tier 1 capital | 13,035,000 |
| Total capital | 14,529,000 |
| Risk-weighted assets | 124,318,000 |