Call reports 2001
HARRIS BANK OAKBROOK TERRACE — 2001
What HARRIS BANK OAKBROOK TERRACE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 123,535,000 | 126,976,000 | 129,670,000 | 133,398,000 |
| Total loans | 70,434,000 | 71,093,000 | 78,831,000 | 84,828,000 |
| Allowance for loan losses | 718,000 | 754,000 | 790,000 | 893,000 |
| Securities available for sale | 45,801,000 | 51,449,000 | 45,176,000 | 43,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,926,000 | 110,230,000 | 114,311,000 | 117,640,000 |
| Interest-bearing deposits | 102,061,000 | 102,036,000 | 106,024,000 | 110,785,000 |
| Noninterest-bearing deposits | 7,865,000 | 8,195,000 | 8,287,000 | 6,855,000 |
| Equity capital | 9,796,000 | 9,991,000 | 10,485,000 | 10,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,126,000 | 4,134,000 | 6,136,000 | 8,138,000 |
| Interest expense | 1,164,000 | 2,191,000 | 3,125,000 | 3,901,000 |
| Net interest income | 962,000 | 1,943,000 | 3,011,000 | 4,237,000 |
| Noninterest income | 145,000 | 327,000 | 531,000 | 742,000 |
| Noninterest expense | 831,000 | 1,718,000 | 2,577,000 | 3,443,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 211,000 |
| Pretax income | 241,000 | 487,000 | 955,000 | 1,423,000 |
| Income tax | 55,000 | 114,000 | 259,000 | 404,000 |
| Net income | 186,000 | 373,000 | 696,000 | 1,019,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,371,000 | 9,562,000 | 9,891,000 | 10,225,000 |
| Total capital | 10,089,000 | 10,316,000 | 10,681,000 | 11,118,000 |
| Risk-weighted assets | 70,573,000 | 69,800,000 | 74,995,000 | 77,299,000 |