Call reports 2019
PACIFIC GLOBAL BANK — 2019
What PACIFIC GLOBAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 216,454,000 | 223,294,000 | 224,533,000 | 219,898,000 |
| Total loans | 166,671,000 | 168,763,000 | 168,720,000 | 173,272,000 |
| Allowance for loan losses | 2,515,000 | 2,237,000 | 2,239,000 | 2,264,000 |
| Securities available for sale | 16,260,000 | 16,517,000 | 16,201,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,937,000 | 196,650,000 | 196,868,000 | 193,749,000 |
| Interest-bearing deposits | 157,765,000 | 160,571,000 | 162,260,000 | 157,745,000 |
| Noninterest-bearing deposits | 33,172,000 | 36,079,000 | 34,608,000 | 36,004,000 |
| Equity capital | 23,511,000 | 24,483,000 | 25,224,000 | 24,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,641,000 | 5,337,000 | 8,099,000 | 10,737,000 |
| Interest expense | 646,000 | 1,388,000 | 2,140,000 | 2,849,000 |
| Net interest income | 1,995,000 | 3,949,000 | 5,959,000 | 7,888,000 |
| Noninterest income | 192,000 | 412,000 | 872,000 | 1,095,000 |
| Noninterest expense | 1,280,000 | 2,626,000 | 4,165,000 | 5,743,000 |
| Provision for loan losses | 0 | -400,000 | -484,000 | -484,000 |
| Pretax income | 907,000 | 2,135,000 | 3,150,000 | 3,839,000 |
| Income tax | 259,000 | 609,000 | 898,000 | 1,003,000 |
| Net income | 648,000 | 1,526,000 | 2,252,000 | 2,836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,454,000 | 24,332,000 | 25,058,000 | 24,642,000 |
| Total capital | 24,850,000 | 25,755,000 | 26,486,000 | 26,067,000 |
| Risk-weighted assets | 110,577,000 | 113,047,000 | 113,480,000 | 113,227,000 |