Call reports 2018
PACIFIC GLOBAL BANK — 2018
What PACIFIC GLOBAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 190,859,000 | 195,585,000 | 199,734,000 | 208,253,000 |
| Total loans | 151,567,000 | 155,216,000 | 159,506,000 | 162,750,000 |
| Allowance for loan losses | 2,873,000 | 2,787,000 | 2,418,000 | 2,390,000 |
| Securities available for sale | 17,377,000 | 17,391,000 | 16,680,000 | 16,451,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,407,000 | 172,972,000 | 176,092,000 | 183,380,000 |
| Interest-bearing deposits | 138,614,000 | 140,035,000 | 142,360,000 | 149,885,000 |
| Noninterest-bearing deposits | 30,793,000 | 32,937,000 | 33,732,000 | 33,495,000 |
| Equity capital | 20,855,000 | 21,649,000 | 22,369,000 | 22,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,271,000 | 4,635,000 | 7,156,000 | 9,661,000 |
| Interest expense | 363,000 | 774,000 | 1,232,000 | 1,782,000 |
| Net interest income | 1,908,000 | 3,861,000 | 5,924,000 | 7,879,000 |
| Noninterest income | 168,000 | 603,000 | 776,000 | 1,197,000 |
| Noninterest expense | 1,305,000 | 2,616,000 | 3,891,000 | 5,413,000 |
| Provision for loan losses | 0 | -100,000 | -200,000 | -200,000 |
| Pretax income | 771,000 | 1,948,000 | 3,009,000 | 3,863,000 |
| Income tax | 218,000 | 556,000 | 858,000 | 982,000 |
| Net income | 553,000 | 1,392,000 | 2,151,000 | 2,881,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,906,000 | 21,746,000 | 22,504,000 | 22,985,000 |
| Total capital | 22,188,000 | 23,053,000 | 23,824,000 | 24,336,000 |
| Risk-weighted assets | 100,981,000 | 103,085,000 | 104,502,000 | 107,103,000 |