Call reports 2017
PACIFIC GLOBAL BANK — 2017
What PACIFIC GLOBAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 188,076,000 | 187,244,000 | 186,399,000 | 193,269,000 |
| Total loans | 142,556,000 | 141,317,000 | 146,290,000 | 149,609,000 |
| Allowance for loan losses | 2,813,000 | 2,878,000 | 2,880,000 | 2,851,000 |
| Securities available for sale | 17,914,000 | 18,411,000 | 18,514,000 | 17,012,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,810,000 | 166,286,000 | 164,733,000 | 172,070,000 |
| Interest-bearing deposits | 140,637,000 | 137,319,000 | 134,169,000 | 140,232,000 |
| Noninterest-bearing deposits | 26,173,000 | 28,967,000 | 30,564,000 | 31,838,000 |
| Equity capital | 20,010,000 | 20,282,000 | 20,914,000 | 20,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,091,000 | 4,260,000 | 6,406,000 | 8,649,000 |
| Interest expense | 252,000 | 538,000 | 831,000 | 1,180,000 |
| Net interest income | 1,839,000 | 3,722,000 | 5,575,000 | 7,469,000 |
| Noninterest income | 219,000 | 401,000 | 793,000 | 975,000 |
| Noninterest expense | 1,269,000 | 2,488,000 | 3,693,000 | 4,871,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 789,000 | 1,635,000 | 2,675,000 | 3,573,000 |
| Income tax | 306,000 | 635,000 | 1,051,000 | 1,438,000 |
| Net income | 483,000 | 1,000,000 | 1,624,000 | 2,135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,895,000 | 20,163,000 | 20,787,000 | 20,554,000 |
| Total capital | 21,155,000 | 21,399,000 | 22,054,000 | 21,844,000 |
| Risk-weighted assets | 99,309,000 | 97,250,000 | 99,791,000 | 101,681,000 |