Call reports 2016
PACIFIC GLOBAL BANK — 2016
What PACIFIC GLOBAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 165,484,000 | 171,215,000 | 178,562,000 | 176,646,000 |
| Total loans | 127,539,000 | 133,326,000 | 137,894,000 | 137,773,000 |
| Allowance for loan losses | 3,505,000 | 3,396,000 | 3,337,000 | 2,839,000 |
| Securities available for sale | 20,603,000 | 18,501,000 | 18,577,000 | 17,658,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,087,000 | 150,440,000 | 157,774,000 | 156,204,000 |
| Interest-bearing deposits | 120,401,000 | 125,029,000 | 132,993,000 | 129,952,000 |
| Noninterest-bearing deposits | 24,686,000 | 25,411,000 | 24,781,000 | 26,252,000 |
| Equity capital | 19,172,000 | 19,671,000 | 19,615,000 | 19,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,859,000 | 3,810,000 | 5,837,000 | 7,865,000 |
| Interest expense | 201,000 | 391,000 | 616,000 | 843,000 |
| Net interest income | 1,658,000 | 3,419,000 | 5,221,000 | 7,022,000 |
| Noninterest income | 124,000 | 255,000 | 388,000 | 462,000 |
| Noninterest expense | 1,248,000 | 2,402,000 | 3,563,000 | 4,725,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 534,000 | 1,272,000 | 2,046,000 | 2,759,000 |
| Income tax | 388,000 | 662,000 | 950,000 | 1,216,000 |
| Net income | 146,000 | 610,000 | 1,096,000 | 1,543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,979,000 | 19,443,000 | 19,430,000 | 19,377,000 |
| Total capital | 20,073,000 | 20,592,000 | 20,610,000 | 20,543,000 |
| Risk-weighted assets | 85,126,000 | 89,706,000 | 92,316,000 | 91,681,000 |