Call reports 2015
PACIFIC GLOBAL BANK — 2015
What PACIFIC GLOBAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 159,740,000 | 168,239,000 | 167,321,000 | 170,608,000 |
| Total loans | 119,518,000 | 121,016,000 | 125,428,000 | 125,913,000 |
| Allowance for loan losses | 4,188,000 | 4,273,000 | 4,007,000 | 3,492,000 |
| Securities available for sale | 18,397,000 | 20,561,000 | 20,609,000 | 20,404,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,254,000 | 147,815,000 | 147,047,000 | 149,752,000 |
| Interest-bearing deposits | 122,045,000 | 128,481,000 | 126,486,000 | 126,706,000 |
| Noninterest-bearing deposits | 18,209,000 | 19,334,000 | 20,561,000 | 23,046,000 |
| Equity capital | 18,558,000 | 18,823,000 | 18,638,000 | 19,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,681,000 | 3,471,000 | 5,348,000 | 7,283,000 |
| Interest expense | 209,000 | 420,000 | 623,000 | 818,000 |
| Net interest income | 1,472,000 | 3,051,000 | 4,725,000 | 6,465,000 |
| Noninterest income | 118,000 | 248,000 | 646,000 | 771,000 |
| Noninterest expense | 1,158,000 | 2,340,000 | 3,490,000 | 4,683,000 |
| Provision for loan losses | 0 | 0 | 0 | -500,000 |
| Pretax income | 432,000 | 959,000 | 1,881,000 | 3,053,000 |
| Income tax | 167,000 | 371,000 | 729,000 | 990,000 |
| Net income | 265,000 | 588,000 | 1,152,000 | 2,063,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,287,000 | 18,610,000 | 18,374,000 | 19,286,000 |
| Total capital | 19,358,000 | 19,705,000 | 19,485,000 | 20,390,000 |
| Risk-weighted assets | 82,610,000 | 84,463,000 | 86,056,000 | 85,997,000 |