Call reports 2014
PACIFIC GLOBAL BANK — 2014
What PACIFIC GLOBAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 158,114,000 | 161,360,000 | 156,722,000 | 160,705,000 |
| Total loans | 114,767,000 | 113,173,000 | 113,953,000 | 116,295,000 |
| Allowance for loan losses | 4,599,000 | 4,428,000 | 4,263,000 | 4,147,000 |
| Securities available for sale | 18,163,000 | 19,686,000 | 20,086,000 | 19,638,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,940,000 | 141,523,000 | 138,186,000 | 141,147,000 |
| Interest-bearing deposits | 123,459,000 | 122,791,000 | 119,725,000 | 123,048,000 |
| Noninterest-bearing deposits | 15,481,000 | 18,732,000 | 18,461,000 | 18,099,000 |
| Equity capital | 15,886,000 | 16,702,000 | 17,287,000 | 18,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,660,000 | 3,332,000 | 5,023,000 | 6,728,000 |
| Interest expense | 218,000 | 437,000 | 656,000 | 866,000 |
| Net interest income | 1,442,000 | 2,895,000 | 4,367,000 | 5,862,000 |
| Noninterest income | 130,000 | 399,000 | 645,000 | 784,000 |
| Noninterest expense | 1,070,000 | 2,066,000 | 3,160,000 | 4,304,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 502,000 | 1,228,000 | 1,852,000 | 2,342,000 |
| Income tax | 0 | 0 | 0 | -385,000 |
| Net income | 502,000 | 1,228,000 | 1,852,000 | 2,727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,768,000 | 16,493,000 | 17,117,000 | 18,002,000 |
| Total capital | 16,846,000 | 17,549,000 | 18,167,000 | 19,081,000 |
| Risk-weighted assets | 82,686,000 | 81,140,000 | 80,804,000 | 83,225,000 |