Call reports 2013
PACIFIC GLOBAL BANK — 2013
What PACIFIC GLOBAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 159,166,000 | 156,280,000 | 156,211,000 | 155,250,000 |
| Total loans | 123,028,000 | 119,821,000 | 118,856,000 | 117,017,000 |
| Allowance for loan losses | 5,738,000 | 5,795,000 | 5,134,000 | 4,580,000 |
| Securities available for sale | 15,047,000 | 14,937,000 | 15,988,000 | 17,806,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,183,000 | 137,120,000 | 137,356,000 | 136,869,000 |
| Interest-bearing deposits | 124,841,000 | 122,103,000 | 121,766,000 | 121,567,000 |
| Noninterest-bearing deposits | 14,342,000 | 15,017,000 | 15,590,000 | 15,302,000 |
| Equity capital | 14,368,000 | 14,458,000 | 14,709,000 | 15,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,715,000 | 3,442,000 | 5,177,000 | 6,892,000 |
| Interest expense | 265,000 | 531,000 | 780,000 | 1,006,000 |
| Net interest income | 1,450,000 | 2,911,000 | 4,397,000 | 5,886,000 |
| Noninterest income | 34,000 | 142,000 | 225,000 | 586,000 |
| Noninterest expense | 1,015,000 | 2,185,000 | 3,303,000 | 4,411,000 |
| Provision for loan losses | 300,000 | 450,000 | 600,000 | 600,000 |
| Pretax income | 169,000 | 418,000 | 719,000 | 1,461,000 |
| Income tax | 0 | 25,000 | 49,000 | 110,000 |
| Net income | 169,000 | 393,000 | 670,000 | 1,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,074,000 | 14,299,000 | 14,575,000 | 15,265,000 |
| Total capital | 15,269,000 | 15,451,000 | 15,705,000 | 16,348,000 |
| Risk-weighted assets | 91,044,000 | 87,477,000 | 86,395,000 | 83,178,000 |