Call reports 2012
PACIFIC GLOBAL BANK — 2012
What PACIFIC GLOBAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 160,419,000 | 163,882,000 | 160,450,000 | 159,161,000 |
| Total loans | 124,393,000 | 121,228,000 | 120,187,000 | 122,125,000 |
| Allowance for loan losses | 6,423,000 | 5,824,000 | 5,177,000 | 5,847,000 |
| Securities available for sale | 13,486,000 | 14,348,000 | 16,597,000 | 15,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,523,000 | 141,256,000 | 139,572,000 | 138,749,000 |
| Interest-bearing deposits | 124,312,000 | 126,493,000 | 125,284,000 | 123,500,000 |
| Noninterest-bearing deposits | 14,211,000 | 14,763,000 | 14,288,000 | 15,249,000 |
| Equity capital | 13,811,000 | 14,473,000 | 14,223,000 | 14,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,779,000 | 3,633,000 | 5,399,000 | 7,187,000 |
| Interest expense | 313,000 | 618,000 | 901,000 | 1,169,000 |
| Net interest income | 1,466,000 | 3,015,000 | 4,498,000 | 6,018,000 |
| Noninterest income | 79,000 | 4,000 | 150,000 | 734,000 |
| Noninterest expense | 951,000 | 1,954,000 | 3,080,000 | 4,322,000 |
| Provision for loan losses | 775,000 | 1,600,000 | 2,425,000 | 3,250,000 |
| Pretax income | -181,000 | -456,000 | -778,000 | -708,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -181,000 | -456,000 | -778,000 | -708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,449,000 | 14,149,000 | 13,827,000 | 13,906,000 |
| Total capital | 14,726,000 | 15,393,000 | 15,029,000 | 15,111,000 |
| Risk-weighted assets | 97,007,000 | 94,932,000 | 92,169,000 | 91,720,000 |