Call reports 2011
PACIFIC GLOBAL BANK — 2011
What PACIFIC GLOBAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 161,850,000 | 164,984,000 | 156,640,000 | 152,818,000 |
| Total loans | 134,091,000 | 130,955,000 | 129,457,000 | 127,462,000 |
| Allowance for loan losses | 6,682,000 | 7,270,000 | 6,829,000 | 6,297,000 |
| Securities available for sale | 12,015,000 | 12,431,000 | 12,098,000 | 12,180,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,078,000 | 142,656,000 | 130,442,000 | 129,163,000 |
| Interest-bearing deposits | 124,935,000 | 127,066,000 | 113,460,000 | 116,229,000 |
| Noninterest-bearing deposits | 14,143,000 | 15,590,000 | 16,982,000 | 12,934,000 |
| Equity capital | 16,103,000 | 15,723,000 | 15,263,000 | 13,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,918,000 | 3,886,000 | 5,756,000 | 7,558,000 |
| Interest expense | 403,000 | 772,000 | 1,127,000 | 1,456,000 |
| Net interest income | 1,515,000 | 3,114,000 | 4,629,000 | 6,102,000 |
| Noninterest income | 63,000 | 184,000 | 326,000 | 957,000 |
| Noninterest expense | 1,105,000 | 2,310,000 | 3,379,000 | 4,483,000 |
| Provision for loan losses | 1,125,000 | 2,250,000 | 3,375,000 | 4,520,000 |
| Pretax income | -646,000 | -1,256,000 | -1,793,000 | -1,938,000 |
| Income tax | -262,000 | -429,000 | -429,000 | 848,000 |
| Net income | -384,000 | -827,000 | -1,364,000 | -2,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,823,000 | 14,376,000 | 13,888,000 | 13,629,000 |
| Total capital | 16,168,000 | 15,688,000 | 15,153,000 | 14,873,000 |
| Risk-weighted assets | 102,227,000 | 99,018,000 | 95,609,000 | 94,486,000 |