Call reports 2010
PACIFIC GLOBAL BANK — 2010
What PACIFIC GLOBAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 177,193,000 | 177,398,000 | 172,768,000 | 169,905,000 |
| Total loans | 147,365,000 | 144,181,000 | 140,085,000 | 136,706,000 |
| Allowance for loan losses | 2,907,000 | 3,932,000 | 6,313,000 | 5,681,000 |
| Securities available for sale | 8,936,000 | 11,307,000 | 12,563,000 | 12,715,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,232,000 | 150,526,000 | 146,587,000 | 145,285,000 |
| Interest-bearing deposits | 138,435,000 | 136,296,000 | 132,802,000 | 130,391,000 |
| Noninterest-bearing deposits | 12,797,000 | 14,230,000 | 13,785,000 | 14,894,000 |
| Equity capital | 17,137,000 | 18,508,000 | 17,700,000 | 16,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,248,000 | 4,447,000 | 6,549,000 | 8,638,000 |
| Interest expense | 593,000 | 1,132,000 | 1,630,000 | 2,088,000 |
| Net interest income | 1,655,000 | 3,315,000 | 4,919,000 | 6,550,000 |
| Noninterest income | 242,000 | 575,000 | 1,550,000 | 1,899,000 |
| Noninterest expense | 1,111,000 | 2,267,000 | 3,383,000 | 4,676,000 |
| Provision for loan losses | 750,000 | 1,970,000 | 4,820,000 | 7,070,000 |
| Pretax income | 36,000 | -347,000 | -1,734,000 | -3,297,000 |
| Income tax | 10,000 | -140,000 | -672,000 | -1,140,000 |
| Net income | 26,000 | -207,000 | -1,062,000 | -2,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,065,000 | 18,332,000 | 17,477,000 | 15,613,000 |
| Total capital | 18,530,000 | 19,772,000 | 18,912,000 | 16,996,000 |
| Risk-weighted assets | 115,762,000 | 112,743,000 | 109,917,000 | 106,336,000 |