Call reports 2009
PACIFIC GLOBAL BANK — 2009
What PACIFIC GLOBAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 168,834,000 | 171,848,000 | 174,398,000 | 168,117,000 |
| Total loans | 149,136,000 | 152,565,000 | 151,298,000 | 149,648,000 |
| Allowance for loan losses | 2,111,000 | 2,248,000 | 2,812,000 | 2,384,000 |
| Securities available for sale | 8,298,000 | 7,863,000 | 8,631,000 | 9,197,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,484,000 | 142,289,000 | 146,146,000 | 140,960,000 |
| Interest-bearing deposits | 126,979,000 | 128,401,000 | 133,142,000 | 128,830,000 |
| Noninterest-bearing deposits | 12,505,000 | 13,888,000 | 13,004,000 | 12,130,000 |
| Equity capital | 16,849,000 | 17,156,000 | 17,429,000 | 17,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,497,000 | 4,997,000 | 7,343,000 | 9,830,000 |
| Interest expense | 949,000 | 1,799,000 | 2,609,000 | 3,302,000 |
| Net interest income | 1,548,000 | 3,198,000 | 4,734,000 | 6,528,000 |
| Noninterest income | 125,000 | 267,000 | 1,103,000 | 1,488,000 |
| Noninterest expense | 1,054,000 | 2,184,000 | 3,254,000 | 4,222,000 |
| Provision for loan losses | 150,000 | 300,000 | 1,250,000 | 3,000,000 |
| Pretax income | 469,000 | 971,000 | 1,323,000 | 787,000 |
| Income tax | 177,000 | 366,000 | 498,000 | 291,000 |
| Net income | 292,000 | 605,000 | 825,000 | 496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,788,000 | 17,108,000 | 17,328,000 | 17,039,000 |
| Total capital | 18,268,000 | 18,594,000 | 18,838,000 | 18,507,000 |
| Risk-weighted assets | 117,752,000 | 118,153,000 | 119,335,000 | 116,496,000 |