Call reports 2006
PACIFIC GLOBAL BANK — 2006
What PACIFIC GLOBAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 125,347,000 | 129,352,000 | 134,922,000 | 135,808,000 |
| Total loans | 101,608,000 | 106,456,000 | 114,385,000 | 114,893,000 |
| Allowance for loan losses | 1,276,000 | 1,288,000 | 1,327,000 | 1,385,000 |
| Securities available for sale | 8,521,000 | 9,137,000 | 9,629,000 | 9,571,000 |
| Securities held to maturity | 250,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,947,000 | 109,842,000 | 114,461,000 | 115,089,000 |
| Interest-bearing deposits | 93,990,000 | 98,165,000 | 103,607,000 | 104,449,000 |
| Noninterest-bearing deposits | 11,957,000 | 11,677,000 | 10,854,000 | 10,640,000 |
| Equity capital | 11,600,000 | 11,708,000 | 12,240,000 | 12,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,766,000 | 3,679,000 | 5,763,000 | 7,943,000 |
| Interest expense | 793,000 | 1,721,000 | 2,750,000 | 3,874,000 |
| Net interest income | 973,000 | 1,958,000 | 3,013,000 | 4,069,000 |
| Noninterest income | 83,000 | 157,000 | 742,000 | 830,000 |
| Noninterest expense | 830,000 | 1,681,000 | 2,581,000 | 3,413,000 |
| Provision for loan losses | 39,000 | 78,000 | 117,000 | 156,000 |
| Pretax income | 187,000 | 356,000 | 1,057,000 | 1,330,000 |
| Income tax | 65,000 | 124,000 | 389,000 | 311,000 |
| Net income | 122,000 | 232,000 | 668,000 | 1,019,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,674,000 | 11,812,000 | 12,274,000 | 12,724,000 |
| Total capital | 12,694,000 | 12,861,000 | 13,406,000 | 13,864,000 |
| Risk-weighted assets | 81,354,000 | 83,648,000 | 90,398,000 | 90,957,000 |