Call reports 2002
PACIFIC GLOBAL BANK — 2002
What PACIFIC GLOBAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 61,612,000 | 64,789,000 | 69,187,000 | 70,001,000 |
| Total loans | 43,745,000 | 45,365,000 | 49,198,000 | 51,141,000 |
| Allowance for loan losses | 438,000 | 500,000 | 597,000 | 650,000 |
| Securities available for sale | 8,624,000 | 9,535,000 | 9,253,000 | 8,615,000 |
| Securities held to maturity | 854,000 | 1,104,000 | 1,105,000 | 855,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,576,000 | 58,204,000 | 62,252,000 | 62,798,000 |
| Interest-bearing deposits | 49,116,000 | 51,708,000 | 54,145,000 | 55,128,000 |
| Noninterest-bearing deposits | 5,460,000 | 6,496,000 | 8,107,000 | 7,670,000 |
| Equity capital | 4,279,000 | 4,430,000 | 5,660,000 | 5,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 968,000 | 1,983,000 | 3,056,000 | 4,179,000 |
| Interest expense | 324,000 | 669,000 | 1,020,000 | 1,352,000 |
| Net interest income | 644,000 | 1,314,000 | 2,036,000 | 2,827,000 |
| Noninterest income | 71,000 | 141,000 | 221,000 | 307,000 |
| Noninterest expense | 404,000 | 831,000 | 1,240,000 | 1,668,000 |
| Provision for loan losses | 63,000 | 153,000 | 243,000 | 333,000 |
| Pretax income | 248,000 | 471,000 | 774,000 | 1,133,000 |
| Income tax | 90,000 | 176,000 | 295,000 | 434,000 |
| Net income | 158,000 | 295,000 | 479,000 | 699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,219,000 | 4,296,000 | 5,481,000 | 5,701,000 |
| Total capital | 4,643,000 | 4,745,000 | 5,942,000 | 6,203,000 |
| Risk-weighted assets | 33,932,000 | 35,877,000 | 36,739,000 | 40,033,000 |