Call reports 2001
PACIFIC GLOBAL BANK — 2001
What PACIFIC GLOBAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 47,287,000 | 49,312,000 | 51,763,000 | 55,026,000 |
| Total loans | 30,571,000 | 33,062,000 | 35,198,000 | 39,424,000 |
| Allowance for loan losses | 313,000 | 328,000 | 357,000 | 382,000 |
| Securities available for sale | 9,379,000 | 9,819,000 | 9,333,000 | 8,955,000 |
| Securities held to maturity | 839,000 | 1,100,000 | 1,101,000 | 1,103,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,059,000 | 45,173,000 | 46,292,000 | 48,488,000 |
| Interest-bearing deposits | 38,244,000 | 39,917,000 | 40,589,000 | 42,456,000 |
| Noninterest-bearing deposits | 4,815,000 | 5,256,000 | 5,703,000 | 6,032,000 |
| Equity capital | 3,734,000 | 3,853,000 | 4,100,000 | 4,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 859,000 | 1,749,000 | 2,654,000 | 3,577,000 |
| Interest expense | 418,000 | 810,000 | 1,178,000 | 1,512,000 |
| Net interest income | 441,000 | 939,000 | 1,476,000 | 2,065,000 |
| Noninterest income | 55,000 | 108,000 | 168,000 | 240,000 |
| Noninterest expense | 321,000 | 643,000 | 988,000 | 1,376,000 |
| Provision for loan losses | 15,000 | 30,000 | 60,000 | 125,000 |
| Pretax income | 160,000 | 374,000 | 596,000 | 804,000 |
| Income tax | 60,000 | 134,000 | 219,000 | 286,000 |
| Net income | 100,000 | 240,000 | 377,000 | 518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,661,000 | 3,800,000 | 3,937,000 | 4,061,000 |
| Total capital | 3,974,000 | 4,128,000 | 4,288,000 | 4,437,000 |
| Risk-weighted assets | 26,884,000 | 26,848,000 | 28,067,000 | 30,082,000 |