Call reports 2020
CENTER POINT BANK AND TRUST COMPANY — 2020
What CENTER POINT BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 |
|---|---|
| Total assets | 34,160,000 |
| Total loans | 19,757,000 |
| Allowance for loan losses | 258,000 |
| Securities available for sale | 8,629,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 29,012,000 |
| Interest-bearing deposits | 23,720,000 |
| Noninterest-bearing deposits | 5,292,000 |
| Equity capital | 2,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 |
|---|---|
| Interest income | 326,000 |
| Interest expense | 60,000 |
| Net interest income | 266,000 |
| Noninterest income | 37,000 |
| Noninterest expense | 219,000 |
| Provision for loan losses | 0 |
| Pretax income | 96,000 |
| Income tax | 19,000 |
| Net income | 77,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 |
|---|---|
| Tier 1 capital | 2,759,000 |
| Total capital | 3,017,000 |
| Risk-weighted assets | 24,369,000 |