Call reports 2019
CENTER POINT BANK AND TRUST COMPANY — 2019
What CENTER POINT BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 35,014,000 | 34,416,000 | 34,095,000 | 34,535,000 |
| Total loans | 20,276,000 | 19,883,000 | 19,599,000 | 18,942,000 |
| Allowance for loan losses | 258,000 | 259,000 | 258,000 | 258,000 |
| Securities available for sale | 9,366,000 | 9,135,000 | 9,585,000 | 10,216,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,505,000 | 29,187,000 | 28,805,000 | 29,309,000 |
| Interest-bearing deposits | 23,899,000 | 23,726,000 | 23,135,000 | 24,475,000 |
| Noninterest-bearing deposits | 5,606,000 | 5,462,000 | 5,671,000 | 4,834,000 |
| Equity capital | 2,701,000 | 2,924,000 | 2,910,000 | 2,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 351,000 | 693,000 | 1,029,000 | 1,363,000 |
| Interest expense | 54,000 | 110,000 | 173,000 | 237,000 |
| Net interest income | 297,000 | 583,000 | 856,000 | 1,126,000 |
| Noninterest income | 29,000 | 62,000 | 95,000 | 133,000 |
| Noninterest expense | 229,000 | 461,000 | 688,000 | 916,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 97,000 | 192,000 | 271,000 | 376,000 |
| Income tax | 18,000 | 36,000 | 50,000 | 71,000 |
| Net income | 79,000 | 156,000 | 221,000 | 305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,768,000 | 2,845,000 | 2,810,000 | 2,894,000 |
| Total capital | 3,026,000 | 3,104,000 | 3,068,000 | 3,152,000 |
| Risk-weighted assets | 24,048,000 | 23,704,000 | 23,704,000 | 24,369,000 |