Call reports 2018
CENTER POINT BANK AND TRUST COMPANY — 2018
What CENTER POINT BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 34,572,000 | 34,557,000 | 34,378,000 | 34,325,000 |
| Total loans | 19,493,000 | 18,904,000 | 19,640,000 | 20,149,000 |
| Allowance for loan losses | 279,000 | 279,000 | 280,000 | 279,000 |
| Securities available for sale | 9,741,000 | 9,843,000 | 9,629,000 | 9,391,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,766,000 | 31,139,000 | 29,481,000 | 30,113,000 |
| Interest-bearing deposits | 25,038,000 | 26,276,000 | 24,365,000 | 24,507,000 |
| Noninterest-bearing deposits | 4,728,000 | 4,863,000 | 5,115,000 | 5,605,000 |
| Equity capital | 2,478,000 | 2,571,000 | 2,510,000 | 2,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 329,000 | 670,000 | 1,004,000 | 1,354,000 |
| Interest expense | 47,000 | 89,000 | 136,000 | 178,000 |
| Net interest income | 282,000 | 581,000 | 868,000 | 1,176,000 |
| Noninterest income | 31,000 | 60,000 | 80,000 | 103,000 |
| Noninterest expense | 226,000 | 442,000 | 656,000 | 882,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 87,000 | 199,000 | 292,000 | 397,000 |
| Income tax | 22,000 | 4,000 | 22,000 | 42,000 |
| Net income | 65,000 | 195,000 | 270,000 | 355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,649,000 | 2,779,000 | 2,754,000 | 2,839,000 |
| Total capital | 2,928,000 | 3,058,000 | 3,034,000 | 3,118,000 |
| Risk-weighted assets | 23,896,000 | 23,753,000 | 23,991,000 | 24,202,000 |