Call reports 2017
CENTER POINT BANK AND TRUST COMPANY — 2017
What CENTER POINT BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 35,376,000 | 36,344,000 | 35,210,000 | 35,440,000 |
| Total loans | 20,651,000 | 20,541,000 | 20,925,000 | 21,095,000 |
| Allowance for loan losses | 263,000 | 270,000 | 278,000 | 279,000 |
| Securities available for sale | 8,116,000 | 9,183,000 | 9,561,000 | 9,351,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,671,000 | 31,804,000 | 30,638,000 | 30,398,000 |
| Interest-bearing deposits | 27,619,000 | 27,381,000 | 26,400,000 | 26,094,000 |
| Noninterest-bearing deposits | 5,052,000 | 4,423,000 | 4,237,000 | 4,304,000 |
| Equity capital | 2,445,000 | 2,587,000 | 2,536,000 | 2,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 318,000 | 672,000 | 1,012,000 | 1,355,000 |
| Interest expense | 44,000 | 90,000 | 136,000 | 186,000 |
| Net interest income | 274,000 | 582,000 | 876,000 | 1,169,000 |
| Noninterest income | 30,000 | 58,000 | 70,000 | 77,000 |
| Noninterest expense | 233,000 | 448,000 | 664,000 | 894,000 |
| Provision for loan losses | 9,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 62,000 | 177,000 | 267,000 | 337,000 |
| Income tax | 13,000 | 46,000 | 70,000 | -38,000 |
| Net income | 49,000 | 131,000 | 197,000 | 375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,457,000 | 2,540,000 | 2,505,000 | 2,684,000 |
| Total capital | 2,720,000 | 2,810,000 | 2,783,000 | 2,963,000 |
| Risk-weighted assets | 24,624,000 | 25,021,000 | 24,913,000 | 25,167,000 |