Call reports 2011
CENTER POINT BANK AND TRUST COMPANY — 2011
What CENTER POINT BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 27,791,000 | 29,199,000 | 31,052,000 | 31,918,000 |
| Total loans | 20,067,000 | 20,417,000 | 21,187,000 | 22,433,000 |
| Allowance for loan losses | 247,000 | 253,000 | 263,000 | 289,000 |
| Securities available for sale | 4,572,000 | 5,336,000 | 6,125,000 | 5,548,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,275,000 | 25,183,000 | 26,221,000 | 27,981,000 |
| Interest-bearing deposits | 20,522,000 | 21,101,000 | 22,087,000 | 23,247,000 |
| Noninterest-bearing deposits | 3,753,000 | 4,082,000 | 4,134,000 | 4,734,000 |
| Equity capital | 2,419,000 | 2,612,000 | 2,581,000 | 2,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 362,000 | 740,000 | 1,135,000 | 1,521,000 |
| Interest expense | 78,000 | 161,000 | 245,000 | 325,000 |
| Net interest income | 284,000 | 579,000 | 890,000 | 1,196,000 |
| Noninterest income | 41,000 | 74,000 | 120,000 | 164,000 |
| Noninterest expense | 185,000 | 373,000 | 571,000 | 745,000 |
| Provision for loan losses | 6,000 | 12,000 | 21,000 | 47,000 |
| Pretax income | 134,000 | 268,000 | 418,000 | 569,000 |
| Income tax | 48,000 | 97,000 | 152,000 | 216,000 |
| Net income | 86,000 | 171,000 | 266,000 | 353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,322,000 | 2,407,000 | 2,401,000 | 2,489,000 |
| Total capital | 2,569,000 | 2,660,000 | 2,664,000 | 2,778,000 |
| Risk-weighted assets | 21,039,000 | 21,528,000 | 22,016,000 | 22,906,000 |