Call reports 2001
CENTER POINT BANK AND TRUST COMPANY — 2001
What CENTER POINT BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 17,835,000 | 17,741,000 | 18,030,000 | 17,411,000 |
| Total loans | 8,290,000 | 8,323,000 | 9,395,000 | 8,752,000 |
| Allowance for loan losses | 175,000 | 177,000 | 179,000 | 180,000 |
| Securities available for sale | 6,033,000 | 5,553,000 | 6,084,000 | 6,123,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,317,000 | 15,497,000 | 15,776,000 | 15,290,000 |
| Interest-bearing deposits | 12,861,000 | 13,053,000 | 13,020,000 | 12,616,000 |
| Noninterest-bearing deposits | 2,456,000 | 2,444,000 | 2,756,000 | 2,674,000 |
| Equity capital | 1,991,000 | 2,035,000 | 2,032,000 | 2,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 317,000 | 621,000 | 920,000 | 1,204,000 |
| Interest expense | 147,000 | 290,000 | 425,000 | 546,000 |
| Net interest income | 170,000 | 331,000 | 495,000 | 658,000 |
| Noninterest income | 32,000 | 55,000 | 79,000 | 137,000 |
| Noninterest expense | 131,000 | 268,000 | 394,000 | 532,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 71,000 | 120,000 | 182,000 | 264,000 |
| Income tax | 23,000 | 35,000 | 56,000 | 82,000 |
| Net income | 48,000 | 85,000 | 126,000 | 182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,941,000 | 1,978,000 | 1,944,000 | 2,000,000 |
| Total capital | 2,080,000 | 2,123,000 | 2,095,000 | 2,138,000 |
| Risk-weighted assets | 11,065,000 | 11,541,000 | 12,038,000 | 11,215,000 |