Call report 2004Q4
CITIZENS STATE BANK — 2004Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 8,603,000 | USD | evidence → |
| Total loans | 4,530,000 | USD | evidence → |
| Allowance for loan losses | 91,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 350,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 7,618,000 | USD | evidence → |
| Interest-bearing deposits | 6,075,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,543,000 | USD | evidence → |
| Equity capital | 950,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 359,000 | USD | evidence → |
| Interest expense | 70,000 | USD | evidence → |
| Net interest income | 289,000 | USD | evidence → |
| Noninterest income | 50,000 | USD | evidence → |
| Noninterest expense | 245,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 94,000 | USD | evidence → |
| Income tax | 4,000 | USD | evidence → |
| Net income | 100,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 950,000 | USD | evidence → |
| Total capital | 1,002,000 | USD | evidence → |
| Risk-weighted assets | 4,146,000 | USD | evidence → |