Call reports 2019
COMMUNITY STATE BANK — 2019
What COMMUNITY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 127,622,000 | 116,364,000 | 118,245,000 |
| Total loans | 59,137,000 | 59,021,000 | 61,243,000 |
| Allowance for loan losses | 626,000 | 626,000 | 626,000 |
| Securities available for sale | 41,997,000 | 40,277,000 | 34,560,000 |
| Securities held to maturity | 2,680,000 | 2,680,000 | 2,680,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 111,662,000 | 105,469,000 | 106,941,000 |
| Interest-bearing deposits | 84,297,000 | 79,752,000 | 82,039,000 |
| Noninterest-bearing deposits | 27,365,000 | 25,717,000 | 24,902,000 |
| Equity capital | 9,603,000 | 10,041,000 | 10,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 992,000 | 2,014,000 | 3,006,000 |
| Interest expense | 196,000 | 443,000 | 619,000 |
| Net interest income | 796,000 | 1,571,000 | 2,387,000 |
| Noninterest income | 173,000 | 356,000 | 560,000 |
| Noninterest expense | 649,000 | 1,278,000 | 1,915,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 320,000 | 649,000 | 1,032,000 |
| Income tax | 44,000 | 91,000 | 155,000 |
| Net income | 276,000 | 558,000 | 877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 9,822,000 | 9,903,000 | 10,023,000 |
| Total capital | 10,448,000 | 10,529,000 | 10,649,000 |
| Risk-weighted assets | 76,699,000 | 76,410,000 | 78,726,000 |