Call reports 2018
COMMUNITY STATE BANK — 2018
What COMMUNITY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 125,534,000 | 117,965,000 | 119,103,000 | 117,148,000 |
| Total loans | 56,034,000 | 55,735,000 | 57,046,000 | 58,509,000 |
| Allowance for loan losses | 627,000 | 626,000 | 626,000 | 626,000 |
| Securities available for sale | 44,253,000 | 43,029,000 | 42,305,000 | 42,141,000 |
| Securities held to maturity | 2,680,000 | 2,680,000 | 2,680,000 | 2,680,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,696,000 | 105,728,000 | 106,894,000 | 104,832,000 |
| Interest-bearing deposits | 85,893,000 | 79,622,000 | 81,808,000 | 76,075,000 |
| Noninterest-bearing deposits | 27,802,000 | 26,105,000 | 25,086,000 | 28,757,000 |
| Equity capital | 11,109,000 | 11,402,000 | 11,141,000 | 8,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 933,000 | 1,901,000 | 2,875,000 | 3,873,000 |
| Interest expense | 110,000 | 251,000 | 397,000 | 568,000 |
| Net interest income | 823,000 | 1,650,000 | 2,478,000 | 3,305,000 |
| Noninterest income | 188,000 | 381,000 | 572,000 | 755,000 |
| Noninterest expense | 639,000 | 1,287,000 | 1,931,000 | 2,559,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 372,000 | 744,000 | 1,119,000 | 1,501,000 |
| Income tax | 57,000 | 114,000 | 171,000 | 125,000 |
| Net income | 315,000 | 630,000 | 948,000 | 1,376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,984,000 | 12,299,000 | 12,317,000 | 9,745,000 |
| Total capital | 12,611,000 | 12,925,000 | 12,943,000 | 10,371,000 |
| Risk-weighted assets | 74,598,000 | 72,434,000 | 73,892,000 | 73,979,000 |