Call reports 2017
COMMUNITY STATE BANK — 2017
What COMMUNITY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 122,468,000 | 119,896,000 | 119,940,000 | 120,666,000 |
| Total loans | 54,030,000 | 54,457,000 | 53,292,000 | 55,308,000 |
| Allowance for loan losses | 665,000 | 657,000 | 656,000 | 627,000 |
| Securities available for sale | 43,917,000 | 46,545,000 | 46,049,000 | 45,768,000 |
| Securities held to maturity | 2,680,000 | 2,680,000 | 2,680,000 | 2,680,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,294,000 | 106,324,000 | 104,861,000 | 108,341,000 |
| Interest-bearing deposits | 83,735,000 | 78,275,000 | 80,229,000 | 79,956,000 |
| Noninterest-bearing deposits | 26,559,000 | 28,049,000 | 24,632,000 | 28,385,000 |
| Equity capital | 11,042,000 | 11,612,000 | 11,584,000 | 11,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 861,000 | 1,759,000 | 2,675,000 | 3,605,000 |
| Interest expense | 71,000 | 153,000 | 239,000 | 338,000 |
| Net interest income | 790,000 | 1,606,000 | 2,436,000 | 3,267,000 |
| Noninterest income | 182,000 | 361,000 | 554,000 | 738,000 |
| Noninterest expense | 622,000 | 1,250,000 | 1,879,000 | 2,520,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 350,000 | 717,000 | 1,111,000 | 1,485,000 |
| Income tax | 80,000 | 164,000 | 254,000 | 288,000 |
| Net income | 270,000 | 553,000 | 857,000 | 1,197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,442,000 | 11,725,000 | 11,730,000 | 11,868,000 |
| Total capital | 12,107,000 | 12,382,000 | 12,386,000 | 12,495,000 |
| Risk-weighted assets | 72,832,000 | 71,809,000 | 71,558,000 | 72,836,000 |