Call reports 2016
COMMUNITY STATE BANK — 2016
What COMMUNITY STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 118,073,000 | 110,966,000 | 116,379,000 | 118,117,000 |
| Total loans | 50,790,000 | 51,169,000 | 51,881,000 | 52,956,000 |
| Allowance for loan losses | 665,000 | 665,000 | 661,000 | 665,000 |
| Securities available for sale | 41,785,000 | 40,615,000 | 39,837,000 | 43,194,000 |
| Securities held to maturity | 2,680,000 | 2,680,000 | 2,680,000 | 2,680,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,772,000 | 97,874,000 | 103,286,000 | 106,065,000 |
| Interest-bearing deposits | 82,050,000 | 75,425,000 | 79,580,000 | 79,333,000 |
| Noninterest-bearing deposits | 23,723,000 | 22,449,000 | 23,707,000 | 26,732,000 |
| Equity capital | 11,094,000 | 11,555,000 | 11,452,000 | 10,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 841,000 | 1,731,000 | 2,598,000 | 3,462,000 |
| Interest expense | 72,000 | 147,000 | 217,000 | 291,000 |
| Net interest income | 769,000 | 1,584,000 | 2,381,000 | 3,171,000 |
| Noninterest income | 164,000 | 349,000 | 524,000 | 702,000 |
| Noninterest expense | 611,000 | 1,227,000 | 1,846,000 | 2,463,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 322,000 | 706,000 | 1,059,000 | 1,410,000 |
| Income tax | 82,000 | 183,000 | 272,000 | 310,000 |
| Net income | 240,000 | 523,000 | 787,000 | 1,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,862,000 | 11,145,000 | 11,160,000 | 11,472,000 |
| Total capital | 11,527,000 | 11,810,000 | 11,821,000 | 12,137,000 |
| Risk-weighted assets | 68,358,000 | 68,801,000 | 69,461,000 | 71,702,000 |