Call reports 2014
COMMUNITY STATE BANK — 2014
What COMMUNITY STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 111,170,000 | 106,850,000 | 113,289,000 | 110,383,000 |
| Total loans | 49,638,000 | 48,841,000 | 49,378,000 | 53,102,000 |
| Allowance for loan losses | 699,000 | 671,000 | 671,000 | 672,000 |
| Securities available for sale | 38,531,000 | 47,508,000 | 47,842,000 | 40,844,000 |
| Securities held to maturity | 1,300,000 | 1,300,000 | 1,300,000 | 2,680,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,429,000 | 94,279,000 | 96,330,000 | 99,383,000 |
| Interest-bearing deposits | 78,781,000 | 73,259,000 | 73,460,000 | 73,178,000 |
| Noninterest-bearing deposits | 21,647,000 | 21,021,000 | 22,870,000 | 26,205,000 |
| Equity capital | 9,424,000 | 9,707,000 | 9,776,000 | 10,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 767,000 | 1,566,000 | 2,400,000 | 3,254,000 |
| Interest expense | 90,000 | 179,000 | 265,000 | 353,000 |
| Net interest income | 677,000 | 1,387,000 | 2,135,000 | 2,901,000 |
| Noninterest income | 168,000 | 355,000 | 541,000 | 639,000 |
| Noninterest expense | 593,000 | 1,182,000 | 1,774,000 | 2,417,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 252,000 | 560,000 | 902,000 | 1,137,000 |
| Income tax | 80,000 | 175,000 | 276,000 | 315,000 |
| Net income | 172,000 | 385,000 | 626,000 | 822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,830,000 | 9,964,000 | 10,125,000 | 10,221,000 |
| Total capital | 10,529,000 | 10,635,000 | 10,796,000 | 10,893,000 |
| Risk-weighted assets | 59,382,000 | 64,930,000 | 66,327,000 | 64,715,000 |