Call reports 2013
COMMUNITY STATE BANK — 2013
What COMMUNITY STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 114,438,000 | 108,265,000 | 106,275,000 | 108,141,000 |
| Total loans | 47,679,000 | 49,249,000 | 48,021,000 | 51,541,000 |
| Allowance for loan losses | 711,000 | 709,000 | 700,000 | 700,000 |
| Securities available for sale | 31,972,000 | 34,856,000 | 36,066,000 | 36,376,000 |
| Securities held to maturity | 1,300,000 | 1,300,000 | 1,300,000 | 1,300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,113,000 | 96,786,000 | 95,355,000 | 98,129,000 |
| Interest-bearing deposits | 80,172,000 | 74,891,000 | 75,224,000 | 70,586,000 |
| Noninterest-bearing deposits | 22,941,000 | 21,895,000 | 20,131,000 | 27,543,000 |
| Equity capital | 9,424,000 | 8,952,000 | 9,058,000 | 9,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 751,000 | 1,527,000 | 2,295,000 | 3,078,000 |
| Interest expense | 103,000 | 204,000 | 302,000 | 397,000 |
| Net interest income | 648,000 | 1,323,000 | 1,993,000 | 2,681,000 |
| Noninterest income | 196,000 | 363,000 | 569,000 | 761,000 |
| Noninterest expense | 565,000 | 1,126,000 | 1,703,000 | 2,246,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 279,000 | 560,000 | 859,000 | 1,196,000 |
| Income tax | 93,000 | 185,000 | 283,000 | 381,000 |
| Net income | 186,000 | 375,000 | 576,000 | 815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,400,000 | 9,489,000 | 9,590,000 | 9,729,000 |
| Total capital | 10,111,000 | 10,198,000 | 10,290,000 | 10,429,000 |
| Risk-weighted assets | 57,047,000 | 58,862,000 | 57,852,000 | 61,876,000 |