Call reports 2012
COMMUNITY STATE BANK — 2012
What COMMUNITY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 105,521,000 | 107,380,000 | 103,216,000 | 105,010,000 |
| Total loans | 52,277,000 | 50,569,000 | 49,540,000 | 50,630,000 |
| Allowance for loan losses | 716,000 | 715,000 | 716,000 | 711,000 |
| Securities available for sale | 13,110,000 | 19,553,000 | 18,077,000 | 27,431,000 |
| Securities held to maturity | 1,300,000 | 1,300,000 | 1,300,000 | 1,300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,024,000 | 95,950,000 | 91,063,000 | 93,312,000 |
| Interest-bearing deposits | 74,777,000 | 76,296,000 | 71,566,000 | 69,794,000 |
| Noninterest-bearing deposits | 19,247,000 | 19,654,000 | 19,497,000 | 23,518,000 |
| Equity capital | 8,512,000 | 8,724,000 | 9,151,000 | 9,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 849,000 | 1,652,000 | 2,447,000 | 3,235,000 |
| Interest expense | 128,000 | 257,000 | 377,000 | 494,000 |
| Net interest income | 721,000 | 1,395,000 | 2,070,000 | 2,741,000 |
| Noninterest income | 340,000 | 653,000 | 1,265,000 | 1,507,000 |
| Noninterest expense | 686,000 | 1,357,000 | 1,997,000 | 2,585,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 375,000 | 691,000 | 1,338,000 | 1,663,000 |
| Income tax | 129,000 | 237,000 | 472,000 | 574,000 |
| Net income | 246,000 | 454,000 | 866,000 | 1,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,377,000 | 8,594,000 | 9,090,000 | 9,314,000 |
| Total capital | 9,093,000 | 9,307,000 | 9,804,000 | 10,025,000 |
| Risk-weighted assets | 57,745,000 | 56,261,000 | 56,346,000 | 58,879,000 |