Call reports 2011
COMMUNITY STATE BANK — 2011
What COMMUNITY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 99,579,000 | 98,860,000 | 96,300,000 | 96,821,000 |
| Total loans | 61,482,000 | 61,394,000 | 56,649,000 | 54,742,000 |
| Allowance for loan losses | 804,000 | 804,000 | 720,000 | 717,000 |
| Securities available for sale | 15,073,000 | 11,842,000 | 11,861,000 | 14,178,000 |
| Securities held to maturity | 1,300,000 | 1,300,000 | 1,300,000 | 1,300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,304,000 | 86,290,000 | 82,734,000 | 85,551,000 |
| Interest-bearing deposits | 70,995,000 | 70,381,000 | 66,827,000 | 66,852,000 |
| Noninterest-bearing deposits | 16,309,000 | 15,909,000 | 15,907,000 | 18,699,000 |
| Equity capital | 7,743,000 | 8,045,000 | 8,352,000 | 8,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 986,000 | 1,985,000 | 2,913,000 | 3,857,000 |
| Interest expense | 174,000 | 343,000 | 498,000 | 633,000 |
| Net interest income | 812,000 | 1,642,000 | 2,415,000 | 3,224,000 |
| Noninterest income | 325,000 | 703,000 | 1,135,000 | 1,329,000 |
| Noninterest expense | 766,000 | 1,502,000 | 2,283,000 | 2,887,000 |
| Provision for loan losses | 0 | 0 | -80,000 | -80,000 |
| Pretax income | 371,000 | 843,000 | 1,347,000 | 1,746,000 |
| Income tax | 134,000 | 311,000 | 511,000 | 595,000 |
| Net income | 237,000 | 532,000 | 836,000 | 1,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,582,000 | 7,885,000 | 8,197,000 | 8,520,000 |
| Total capital | 8,386,000 | 8,689,000 | 8,917,000 | 9,237,000 |
| Risk-weighted assets | 64,650,000 | 64,248,000 | 59,186,000 | 58,638,000 |