Call reports 2001
COMMUNITY STATE BANK — 2001
What COMMUNITY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 63,550,000 | 66,775,000 | 66,956,000 | 73,123,000 |
| Total loans | 45,896,000 | 47,410,000 | 46,870,000 | 47,084,000 |
| Allowance for loan losses | 311,000 | 293,000 | 282,000 | 287,000 |
| Securities available for sale | 9,813,000 | 10,334,000 | 10,932,000 | 19,791,000 |
| Securities held to maturity | 697,000 | 624,000 | 3,800,000 | 619,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,073,000 | 55,342,000 | 55,193,000 | 60,401,000 |
| Interest-bearing deposits | 45,661,000 | 48,829,000 | 48,523,000 | 51,648,000 |
| Noninterest-bearing deposits | 6,412,000 | 6,513,000 | 6,669,000 | 8,753,000 |
| Equity capital | 4,860,000 | 4,917,000 | 5,121,000 | 5,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,194,000 | 2,371,000 | 3,572,000 | 4,794,000 |
| Interest expense | 577,000 | 1,167,000 | 1,742,000 | 2,297,000 |
| Net interest income | 617,000 | 1,204,000 | 1,830,000 | 2,497,000 |
| Noninterest income | 139,000 | 269,000 | 423,000 | 583,000 |
| Noninterest expense | 577,000 | 1,148,000 | 1,690,000 | 2,278,000 |
| Provision for loan losses | 6,000 | 20,000 | 38,000 | 71,000 |
| Pretax income | 174,000 | 306,000 | 526,000 | 732,000 |
| Income tax | 59,000 | 100,000 | 172,000 | 255,000 |
| Net income | 115,000 | 206,000 | 354,000 | 477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,495,000 | 4,543,000 | 4,697,000 | 4,825,000 |
| Total capital | 4,806,000 | 4,836,000 | 4,979,000 | 5,112,000 |
| Risk-weighted assets | 42,660,000 | 45,139,000 | 44,151,000 | 44,949,000 |