Call reports 2007
GREAT RIVER BANK & TRUST — 2007
What GREAT RIVER BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 82,699,000 | 80,077,000 | 76,613,000 | 77,644,000 |
| Total loans | 50,155,000 | 45,500,000 | 44,861,000 | 42,227,000 |
| Allowance for loan losses | 762,000 | 717,000 | 714,000 | 705,000 |
| Securities available for sale | 24,036,000 | 26,260,000 | 23,788,000 | 22,283,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,163,000 | 67,172,000 | 61,346,000 | 64,352,000 |
| Interest-bearing deposits | 58,445,000 | 58,663,000 | 52,191,000 | 54,711,000 |
| Noninterest-bearing deposits | 8,718,000 | 8,510,000 | 9,155,000 | 9,641,000 |
| Equity capital | 6,853,000 | 6,458,000 | 6,816,000 | 6,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,392,000 | 2,743,000 | 4,047,000 | 5,304,000 |
| Interest expense | 641,000 | 1,305,000 | 1,913,000 | 2,516,000 |
| Net interest income | 751,000 | 1,438,000 | 2,134,000 | 2,788,000 |
| Noninterest income | 89,000 | 211,000 | 303,000 | 390,000 |
| Noninterest expense | 712,000 | 1,473,000 | 2,302,000 | 3,304,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 125,000 | 168,000 | 127,000 | -3,000 |
| Income tax | 4,000 | -1,000 | 3,000 | 0 |
| Net income | 121,000 | 169,000 | 124,000 | -3,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,603,000 | 6,651,000 | 6,573,000 | 6,445,000 |
| Total capital | 7,353,000 | 7,343,000 | 7,239,000 | 7,150,000 |
| Risk-weighted assets | 60,022,000 | 55,367,000 | 53,232,000 | 56,386,000 |