Call reports 2006
GREAT RIVER BANK & TRUST — 2006
What GREAT RIVER BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 80,778,000 | 82,483,000 | 87,951,000 | 83,870,000 |
| Total loans | 56,469,000 | 55,910,000 | 54,886,000 | 50,769,000 |
| Allowance for loan losses | 613,000 | 551,000 | 553,000 | 761,000 |
| Securities available for sale | 16,469,000 | 18,332,000 | 24,802,000 | 23,854,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,722,000 | 67,109,000 | 64,978,000 | 68,998,000 |
| Interest-bearing deposits | 53,802,000 | 58,582,000 | 55,865,000 | 59,522,000 |
| Noninterest-bearing deposits | 8,920,000 | 8,527,000 | 9,113,000 | 9,476,000 |
| Equity capital | 7,619,000 | 7,340,000 | 7,772,000 | 6,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,296,000 | 2,643,000 | 4,041,000 | 5,418,000 |
| Interest expense | 509,000 | 1,078,000 | 1,715,000 | 2,350,000 |
| Net interest income | 787,000 | 1,565,000 | 2,326,000 | 3,068,000 |
| Noninterest income | 90,000 | 188,000 | 274,000 | 367,000 |
| Noninterest expense | 692,000 | 1,431,000 | 2,184,000 | 2,903,000 |
| Provision for loan losses | 45,000 | 180,000 | 225,000 | 1,435,000 |
| Pretax income | 140,000 | 193,000 | 270,000 | -824,000 |
| Income tax | 8,000 | 4,000 | 12,000 | -23,000 |
| Net income | 132,000 | 189,000 | 258,000 | -801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,670,000 | 7,613,000 | 7,576,000 | 6,482,000 |
| Total capital | 8,283,000 | 8,164,000 | 8,129,000 | 7,232,000 |
| Risk-weighted assets | 63,259,000 | 62,916,000 | 63,398,000 | 59,960,000 |