Call reports 2005
GREAT RIVER BANK & TRUST — 2005
What GREAT RIVER BANK & TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 82,156,000 | 82,132,000 | 80,184,000 | 80,173,000 |
| Total loans | 57,823,000 | 57,642,000 | 54,975,000 | 55,356,000 |
| Allowance for loan losses | 699,000 | 726,000 | 532,000 | 565,000 |
| Securities available for sale | 17,085,000 | 17,113,000 | 16,822,000 | 16,594,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,611,000 | 63,655,000 | 61,980,000 | 65,234,000 |
| Interest-bearing deposits | 54,712,000 | 54,931,000 | 53,128,000 | 54,822,000 |
| Noninterest-bearing deposits | 8,899,000 | 8,724,000 | 8,852,000 | 10,412,000 |
| Equity capital | 7,865,000 | 8,030,000 | 7,738,000 | 7,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,189,000 | 2,470,000 | 3,738,000 | 5,011,000 |
| Interest expense | 380,000 | 818,000 | 1,294,000 | 1,761,000 |
| Net interest income | 809,000 | 1,652,000 | 2,444,000 | 3,250,000 |
| Noninterest income | 128,000 | 253,000 | 377,000 | 489,000 |
| Noninterest expense | 722,000 | 1,531,000 | 2,326,000 | 3,057,000 |
| Provision for loan losses | 75,000 | 125,000 | 225,000 | 255,000 |
| Pretax income | 140,000 | 232,000 | 253,000 | 410,000 |
| Income tax | 10,000 | 17,000 | 22,000 | 1,000 |
| Net income | 130,000 | 215,000 | 231,000 | 409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,640,000 | 7,634,000 | 7,560,000 | 7,648,000 |
| Total capital | 8,339,000 | 8,360,000 | 8,092,000 | 8,213,000 |
| Risk-weighted assets | 63,803,000 | 63,569,000 | 61,783,000 | 62,022,000 |