Call reports 2004
GREAT RIVER BANK & TRUST — 2004
What GREAT RIVER BANK & TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 76,077,000 | 77,242,000 | 79,389,000 | 80,280,000 |
| Total loans | 51,058,000 | 53,857,000 | 55,104,000 | 55,703,000 |
| Allowance for loan losses | 529,000 | 541,000 | 588,000 | 634,000 |
| Securities available for sale | 17,254,000 | 16,550,000 | 16,990,000 | 17,510,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,396,000 | 61,334,000 | 61,879,000 | 60,504,000 |
| Interest-bearing deposits | 50,480,000 | 52,525,000 | 53,098,000 | 50,274,000 |
| Noninterest-bearing deposits | 8,916,000 | 8,809,000 | 8,781,000 | 10,230,000 |
| Equity capital | 8,633,000 | 8,010,000 | 8,240,000 | 8,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,027,000 | 2,089,000 | 3,226,000 | 4,346,000 |
| Interest expense | 308,000 | 625,000 | 948,000 | 1,295,000 |
| Net interest income | 719,000 | 1,464,000 | 2,278,000 | 3,051,000 |
| Noninterest income | 117,000 | 224,000 | 330,000 | 476,000 |
| Noninterest expense | 690,000 | 1,388,000 | 2,096,000 | 2,833,000 |
| Provision for loan losses | 15,000 | 38,000 | 95,000 | 155,000 |
| Pretax income | 131,000 | 262,000 | 417,000 | 539,000 |
| Income tax | 6,000 | 11,000 | 23,000 | 33,000 |
| Net income | 125,000 | 251,000 | 394,000 | 506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,626,000 | 7,579,000 | 7,577,000 | 7,599,000 |
| Total capital | 8,155,000 | 8,120,000 | 8,165,000 | 8,233,000 |
| Risk-weighted assets | 55,996,000 | 58,813,000 | 60,447,000 | 61,567,000 |