Call reports 2003
GREAT RIVER BANK & TRUST — 2003
What GREAT RIVER BANK & TRUST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 74,453,000 | 73,172,000 | 71,644,000 | 73,426,000 |
| Total loans | 49,177,000 | 48,931,000 | 48,082,000 | 48,036,000 |
| Allowance for loan losses | 610,000 | 628,000 | 605,000 | 511,000 |
| Securities available for sale | 16,112,000 | 17,604,000 | 17,009,000 | 15,145,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,982,000 | 60,730,000 | 58,441,000 | 61,915,000 |
| Interest-bearing deposits | 55,565,000 | 53,258,000 | 49,973,000 | 52,445,000 |
| Noninterest-bearing deposits | 7,417,000 | 7,472,000 | 8,468,000 | 9,470,000 |
| Equity capital | 6,151,000 | 6,468,000 | 7,042,000 | 8,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,087,000 | 2,220,000 | 3,263,000 | 4,273,000 |
| Interest expense | 373,000 | 753,000 | 1,102,000 | 1,420,000 |
| Net interest income | 714,000 | 1,467,000 | 2,161,000 | 2,853,000 |
| Noninterest income | 104,000 | 189,000 | 298,000 | 435,000 |
| Noninterest expense | 637,000 | 1,357,000 | 2,032,000 | 2,651,000 |
| Provision for loan losses | 19,000 | 34,000 | 49,000 | 149,000 |
| Pretax income | 200,000 | 303,000 | 416,000 | 526,000 |
| Income tax | 12,000 | 42,000 | 52,000 | 33,000 |
| Net income | 188,000 | 261,000 | 364,000 | 493,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,189,000 | 5,149,000 | 6,177,000 | 7,673,000 |
| Total capital | 5,799,000 | 5,777,000 | 6,782,000 | 8,184,000 |
| Risk-weighted assets | 56,920,000 | 54,572,000 | 53,582,000 | 53,265,000 |