Call reports 2002
GREAT RIVER BANK & TRUST — 2002
What GREAT RIVER BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 70,832,000 | 74,663,000 | 72,816,000 | 74,619,000 |
| Total loans | 43,023,000 | 44,508,000 | 45,475,000 | 45,715,000 |
| Allowance for loan losses | 734,000 | 727,000 | 653,000 | 591,000 |
| Securities available for sale | 21,878,000 | 21,947,000 | 20,282,000 | 19,678,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,211,000 | 63,433,000 | 59,007,000 | 63,057,000 |
| Interest-bearing deposits | 52,345,000 | 56,912,000 | 52,161,000 | 55,707,000 |
| Noninterest-bearing deposits | 6,866,000 | 6,522,000 | 6,846,000 | 7,350,000 |
| Equity capital | 5,069,000 | 5,920,000 | 6,222,000 | 6,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,087,000 | 2,224,000 | 3,374,000 | 4,498,000 |
| Interest expense | 491,000 | 1,013,000 | 1,476,000 | 1,894,000 |
| Net interest income | 596,000 | 1,211,000 | 1,898,000 | 2,604,000 |
| Noninterest income | 81,000 | 152,000 | 253,000 | 343,000 |
| Noninterest expense | 610,000 | 1,219,000 | 1,906,000 | 2,572,000 |
| Provision for loan losses | 15,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 52,000 | 183,000 | 389,000 | 584,000 |
| Income tax | 3,000 | 9,000 | 10,000 | 20,000 |
| Net income | 49,000 | 174,000 | 379,000 | 564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,065,000 | 5,191,000 | 4,995,000 | 5,126,000 |
| Total capital | 5,726,000 | 5,865,000 | 5,648,000 | 5,717,000 |
| Risk-weighted assets | 52,774,000 | 53,846,000 | 54,513,000 | 55,484,000 |