Call reports 2001
GREAT RIVER BANK & TRUST — 2001
What GREAT RIVER BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 59,284,000 | 62,677,000 | 68,121,000 | 70,287,000 |
| Total loans | 36,137,000 | 35,173,000 | 37,039,000 | 40,006,000 |
| Allowance for loan losses | 766,000 | 719,000 | 685,000 | 721,000 |
| Securities available for sale | 18,258,000 | 21,424,000 | 24,122,000 | 23,095,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,790,000 | 51,639,000 | 57,226,000 | 59,466,000 |
| Interest-bearing deposits | 42,605,000 | 44,443,000 | 50,377,000 | 52,010,000 |
| Noninterest-bearing deposits | 6,185,000 | 7,196,000 | 6,849,000 | 7,456,000 |
| Equity capital | 5,021,000 | 5,216,000 | 5,643,000 | 5,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,136,000 | 2,251,000 | 3,450,000 | 4,620,000 |
| Interest expense | 570,000 | 1,132,000 | 1,717,000 | 2,275,000 |
| Net interest income | 566,000 | 1,119,000 | 1,733,000 | 2,345,000 |
| Noninterest income | 80,000 | 158,000 | 235,000 | 321,000 |
| Noninterest expense | 593,000 | 1,269,000 | 1,939,000 | 2,610,000 |
| Provision for loan losses | 30,000 | 60,000 | 130,000 | 220,000 |
| Pretax income | 23,000 | -52,000 | -15,000 | 109,000 |
| Income tax | 3,000 | 2,000 | 0 | 11,000 |
| Net income | 20,000 | -54,000 | -15,000 | 98,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,699,000 | 4,626,000 | 4,664,000 | 5,016,000 |
| Total capital | 5,270,000 | 5,198,000 | 5,282,000 | 5,645,000 |
| Risk-weighted assets | 45,500,000 | 45,578,000 | 49,350,000 | 50,279,000 |