Call reports 2022
FIRST FEDERAL SAVINGS BANK — 2022
What FIRST FEDERAL SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 381,672,000 | 367,519,000 | 357,295,000 | 363,836,000 |
| Total loans | 208,168,000 | 220,685,000 | 233,892,000 | 251,923,000 |
| Allowance for loan losses | 2,200,000 | 2,200,000 | 2,200,000 | 2,250,000 |
| Securities available for sale | 78,083,000 | 80,145,000 | 78,114,000 | 76,864,000 |
| Securities held to maturity | 332,000 | 288,000 | 278,000 | 265,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,633,000 | 323,131,000 | 313,424,000 | 320,579,000 |
| Interest-bearing deposits | 303,032,000 | 296,291,000 | 287,601,000 | 294,220,000 |
| Noninterest-bearing deposits | 26,601,000 | 26,840,000 | 25,823,000 | 26,359,000 |
| Equity capital | 42,509,000 | 40,828,000 | 39,929,000 | 39,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,189,000 | 4,687,000 | 7,443,000 | 10,582,000 |
| Interest expense | 193,000 | 378,000 | 599,000 | 941,000 |
| Net interest income | 1,996,000 | 4,309,000 | 6,844,000 | 9,641,000 |
| Noninterest income | 449,000 | 925,000 | 1,249,000 | 1,401,000 |
| Noninterest expense | 2,708,000 | 5,413,000 | 8,147,000 | 10,802,000 |
| Provision for loan losses | -18,000 | -36,000 | -56,000 | -10,000 |
| Pretax income | -245,000 | -143,000 | 2,000 | 250,000 |
| Income tax | -86,000 | -86,000 | -86,000 | -78,000 |
| Net income | -159,000 | -57,000 | 88,000 | 328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,364,000 | 42,967,000 | 42,607,000 | 42,602,000 |