Call reports 2021
FIRST FEDERAL SAVINGS BANK — 2021
What FIRST FEDERAL SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 384,588,000 | 378,043,000 | 368,644,000 | 368,810,000 |
| Total loans | 209,373,000 | 205,150,000 | 204,682,000 | 203,141,000 |
| Allowance for loan losses | 2,200,000 | 2,200,000 | 2,200,000 | 2,200,000 |
| Securities available for sale | 9,330,000 | 27,697,000 | 43,575,000 | 57,125,000 |
| Securities held to maturity | 457,000 | 424,000 | 396,000 | 356,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 331,736,000 | 322,669,000 | 313,837,000 | 315,131,000 |
| Interest-bearing deposits | 308,533,000 | 299,470,000 | 293,892,000 | 293,448,000 |
| Noninterest-bearing deposits | 23,203,000 | 23,199,000 | 19,945,000 | 21,683,000 |
| Equity capital | 44,541,000 | 45,154,000 | 45,245,000 | 44,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,027,000 | 4,078,000 | 6,329,000 | 8,416,000 |
| Interest expense | 399,000 | 714,000 | 961,000 | 1,177,000 |
| Net interest income | 1,628,000 | 3,364,000 | 5,368,000 | 7,239,000 |
| Noninterest income | 1,566,000 | 2,966,000 | 3,705,000 | 4,471,000 |
| Noninterest expense | 2,500,000 | 5,087,000 | 7,725,000 | 10,336,000 |
| Provision for loan losses | -45,000 | -98,000 | -127,000 | -140,000 |
| Pretax income | 739,000 | 1,341,000 | 1,475,000 | 1,514,000 |
| Income tax | 40,000 | 40,000 | 61,000 | 50,000 |
| Net income | 699,000 | 1,301,000 | 1,414,000 | 1,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,933,000 | 44,495,000 | 44,599,000 | 44,526,000 |