Call reports 2020
FIRST FEDERAL SAVINGS BANK — 2020
What FIRST FEDERAL SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 378,545,000 | 388,130,000 | 375,078,000 | 374,430,000 |
| Total loans | 235,618,000 | 228,604,000 | 213,233,000 | 207,643,000 |
| Allowance for loan losses | 1,429,000 | 1,900,000 | 2,150,000 | 2,200,000 |
| Securities available for sale | 17,482,000 | 18,663,000 | 14,050,000 | 12,001,000 |
| Securities held to maturity | 596,000 | 565,000 | 520,000 | 486,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 330,441,000 | 336,409,000 | 322,390,000 | 322,323,000 |
| Interest-bearing deposits | 312,970,000 | 315,208,000 | 305,293,000 | 303,307,000 |
| Noninterest-bearing deposits | 17,471,000 | 21,201,000 | 17,097,000 | 19,016,000 |
| Equity capital | 43,560,000 | 43,533,000 | 43,672,000 | 43,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,830,000 | 5,260,000 | 7,463,000 | 9,657,000 |
| Interest expense | 867,000 | 1,605,000 | 2,244,000 | 2,792,000 |
| Net interest income | 1,963,000 | 3,655,000 | 5,219,000 | 6,865,000 |
| Noninterest income | 548,000 | 1,718,000 | 3,150,000 | 4,300,000 |
| Noninterest expense | 2,488,000 | 4,972,000 | 7,554,000 | 10,243,000 |
| Provision for loan losses | -3,000 | 405,000 | 638,000 | 452,000 |
| Pretax income | 26,000 | -4,000 | 177,000 | 470,000 |
| Income tax | -16,000 | -45,000 | -40,000 | -50,000 |
| Net income | 42,000 | 41,000 | 217,000 | 520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,987,000 | 42,976,000 | 42,983,000 | 43,267,000 |